ABOUT OUR FIRM Integrated Financial Services, Inc. was incorporated in the State of Michigan in 1987. For over 30 years we have specialized in meeting the financial needs of retirees, pre-retirees and those in the middle of job changes. We currently have over 450 clients whose trust and confidence we take very seriously. We know that we're being entrusted with a huge responsibility -- helping our clients with their financial futures. That's something we don't take lightly. Integrated Financial Services, Inc. and its agents are not, and do not act as Registered Investment Advisers as defined by the Investment Advisers Act of 1940 and its amendments. Our philosophy of financial planning is that it is better to educate than to direct. We can assist you in attaining your financial objectives by reviewing your present financial position and goals. We can help you reach your goals by applying professionally accepted principles of financial planning to your own personal situation. We believe that a client should be both informed and proactively involved in his or her financial affairs.